Ray Peloso

Ray Peloso

Ray Peloso

Chief Customer Officer

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Ray Peloso, Chief Customer Officer at Finvi, brings 25 years of diverse consumer lending experience, having held executive leadership roles at Royal Bank of Scotland, Capital One, Citibank, MBNA and Katabat. Ray’s prior expertise in consumer credit and lending underpins a clear vision and understanding of the challenges faced by our clients in today’s rapidly evolving digital economy.

Articles and Insights
By Ray Peloso

Accounts Receivables Roundup for December 2021

Will Zombies Scare the Fed Out of Raising Interest Rates? A recent article in Bloomberg, headlined “Massive U.S. Debts Could...

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Monthly Accounts Receivables Roundup for November 2021

“The Window to Lift the Debt Limit is Narrowing.” The New York Times carries that headline on a story that...

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Monthly Accounts Receivables Roundup for October 2021

“Credit Card Debt Is Bad for More Than Just Your Finances.” That’s the headline from a recent New York Times...

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Monthly Accounts Receivables Roundup for September 2021

Never Mind the Nation’s Credit Rating? I think everyone in our industry winced when S&P downgraded the U.S. credit rating...

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Monthly Accounts Receivables Roundup for August 2021

“The Delta Variant Will Slow but Not Derail the Ongoing Economic Recovery.” That’s the optimistic, and I hope, accurate headline...

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Monthly Accounts Receivables Roundup for July 2021

Pandemic’s “Credit Card Debt Paydown Miracle” May be Ending. That’s the news from a recent CNBC report noting that while...

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Monthly Accounts Receivables Roundup for June 2021

Astonishing: GDP Predicted to be 7.4% This Year… But Won’t Last For Long. Nearly spilled my coffee when I saw...

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Monthly Accounts Receivables Roundup for May 2021

Which Way Inflation? For this month’s Roundup, I’m focusing on the economy. The reason for this is that whenever the...

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Monthly Accounts Receivables Roundup for April 2021

“Is the U.S. Student Loan Program Facing a $500 Billion Hole? One Banker Thinks So.” That’s the headline from a...

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Collecting in a Post-Pandemic Economy

Ok, now what? The world was coming to an end For those of us in the collections and ARM industries,...

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Monthly Accounts Receivables Roundup for March 2021

“Payment deferrals were a lifeline for millions during Covid. What happens when those end?” That’s the headline from a recent...

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CFPB Reg F: Rocket fuel to an industry transforming

The collections industry has faced two transformative challenges in the past 12 months; coping with the Covid crisis and now leaning into implementation of CFPB Reg F.

Combine those two drivers with an already underway technology transformation of debt collection and it seems clear that this is a highly consequential era for the structure of the industry.

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Matthew Hofstra named new Chief Revenue Officer at Katabat

Wilmington, DE — February 25, 2021 — Katabat, a leading global supplier of debt management software solutions, announced that Matt Hofstra has joined...

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Katabat Announces new Chief Financial Officer

Tech Veteran Paul Quinn Joins Katabat as New CFO Wilmington, DE — February 4, 2021 — Katabat, a leading global...

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Katabat Expands Product Reach by Acquiring Simplicity Collection Software

January 5, 2021, Wilmington, DE – Katabat, a leading global provider of debt management software solutions for lenders, fintechs, and collection agencies,...

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Our 2020 Highlights and 2021 Outlook

As citizens of the world, we know that 2020 will ultimately go down in history as a year of great significance. At Katabat, a business operating in the US, Europe, and Australia, we have been creating our own amazing story of change and transformation in the midst of these unprecedented times.

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Client Case Study: A Leading Mortgage Provider

Challenges The client needed a short-term strategy to provide assistance to mortgage customers who were originally approved for a deferral...

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Katabat Attracts Growth Investment

August 5, 2020, Wilmington, DE – Katabat, a leading global provider of debt management software solutions for lenders, fintechs, and collection agencies,...

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2019 Was a Turning Point. What’s Next?

With a new decade commencing, there is no shortage of retrospectives. I believe 2019 will be remembered as a critical...

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Any Way You Look At It, Debt Collection is Transforming

In November, Kyle Christensen and I had a lot of fun leading two TECHtalk roundtable discussions at CollectTech 2019 where...

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The Long-Awaited CFPB Debt Collection Rule Changes—Bright Lines and Opportunity

There is no doubt that last week’s publication of proposed rules by the Consumer Financial Protection Bureau (CFPB) likely marks...

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McKinsey & Company Points the Way to Collections Digital Transformation

While I was writing about the CFPB Annual Report and Mike D’Andrade was writing about the CBALive and LendIt Fintech...

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FDIC Warns on Third-Party Technology Risk

Avoiding Risky Relationships by Filling in the Gaps This month the Federal Deposit Insurance Corporation (FDIC) published a financial institutions...

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CFPB Submits Annual Report: Confirms Our Views on Debt Collection Industry and the Role of Omnichannel Capabilities

In a recent whitepaper The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) have released their joint...

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Personalize Communication to Drive Loyalty (Or, Why You Need to Know Who You’re Talking To)

Since I last wrote about Accenture’s report, titled “Financial Providers: Transforming Distribution Models for the Evolving Consumer,” I’ve been thinking...

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Welcome to Katabat

Collections Marketing Center (CMC) was founded by credit-lending and technology experts to revolutionize the customer’s experience. We started in collections...

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Authenticity in the Millennial Economy

Early last month two seemingly unrelated events had a big impact on my thinking about the future of financial institutions....

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